Call Now To See How We Can Help!
Rhode Island is the smallest state in the country, but it’s nonetheless a popular tourist destination, with the Rhode Island Commerce Corporation reporting there were more than 24.1 million visitors in 2015, with tourism economy reaching $6 billion. One in every eight jobs in the state is sustained directly by the tourism industry.
Many of those who visit are traveling by car, and summer is prime season – with July and August the busiest of the year. That means both locals and travelers need to use extra caution on the roads – particularly on the highways. The state has 70 highways zigzagging through it, though the main routes are I-95, U.S. 1 and I-84.
If you are involved in a Providence car accident, our injury lawyers can help you identify possible avenues for recovering damages. For those who are not from here, the first thing to understand is that Rhode Island is a “tort” state when it comes to crashes. Under this system, you do not buy insurance that protects you directly. Rather, drivers purchase liability insurance, and then whoever was at-fault for the crash is liable (legally responsible) to cover damages.
As the Rhode Island Department of Business Regulation Insurance Division notes, drivers must carry minimum limits of bodily injury liability of $25,000 per person and $50,000 per accident. Many drivers also have uninsured/ underinsured motorist protection, which offers additional coverage in the event those liability limits are not sufficient to fully cover damages (as is often the case in serious crashes). This is important because even though state law requires auto insurance, not all drivers have it or some only carry the minimum.
If you are from out-of-state, but are involved in a crash in Rhode Island – or if you’re involved in a crash with a driver from out-of-state – you will need an experienced attorney who can help you carefully examine the facts, help you identify all potential defendants and pursue fair compensation.
If you’re planning a road trip in Rhode Island, we encourage you to consider the safety tips as outlined by the National Highway Traffic Safety Administration (NHTSA):
Our injury lawyers can help you explore your legal options if you are injured in a collision in Providence.